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AI Model Token Cost Calculator

Compare monthly token costs for GPT-5.4, Claude Opus 4.6, Gemini 3.1 Pro, Muse Spark, and self-hosted Gemma 4 31B. Prices approximate as of April 2026.

Prices approximate as of April 2026. Provider pricing changes frequently — verify against official docs before committing.

Step 1 — Your monthly token usage

Tokens you send to the model (prompts, context, docs). 1M input is roughly 750k words.

Tokens generated by the model. Typical ratio is 3-5x input for chat, closer to 1:1 for code.

Step 2 — Primary use case

Step 3 — Modifiers

Results — sorted by monthly cost

#ModelMonthlyBest forPick
1
Gemma 4 31B
Google (self-host)
Open Apache 2.0, 84.3% GPQA Diamond, can self-host on RTX 4090
$0.48
CodingGeneral
Best pick
2
Muse Spark
Meta
Most token-efficient (58M vs Claude 157M), Contemplating mode
$3.00
VisionGeneral
Fit
3
Gemini 3.1 Pro
Google
Multi-task reasoning leader, native multimodal
$5.00
ReasoningVision
-
4
GPT-5.4
OpenAI
Structured output, tool use, 57/100 benchmark index
$6.00
CodingGeneral
Fit
5
Claude Opus 4.6
Anthropic
SWE-bench 80.8%, best for coding
$30.0
Coding
-
Cheapest overall
Gemma 4 31B $0.48/mo
Open-weight, self-host saves money at >50k tasks/mo
Best fit for General
Gemma 4 31B $0.48/mo
Open Apache 2.0, 84.3% GPQA Diamond, can self-host on RTX 4090

About this calculator

In April 2026 the frontier model roster shifted faster than any quarter in the last two years. Gemma 4 dropped under Apache 2.0 on April 2, Llama 4 Scout and Maverick followed on the 5th, and Meta surprised the field on April 8 with Muse Spark and its Contemplating Mode — multiple reasoning agents voting on a single answer at roughly 3x token cost.

This calculator pulls together the five models most developers are actively choosing between, converts your monthly usage into real dollars, and lets you flip the two knobs that change the answer more than anything else: Muse Spark's Contemplating Mode, and whether it makes sense to self-host Gemma 4 on your own GPU.

The Token Efficiency column is worth a second look. Muse Spark and Gemini 3.1 Pro complete the Artificial Analysis Intelligence Index using around 58M tokens, versus 92M for GPT-5.4 and 157M for Claude Opus 4.6. So even when two models have similar per-token prices, the cheaper one on paper can end up 2-3x more expensive per completed task because it generates more scaffolding tokens before arriving at the answer.

How the calculation works

  1. Monthly cost = (input tokens / 1M) x input price + (output tokens / 1M) x output price
  2. Contemplating mode, when enabled, multiplies Muse Spark's cost by 3x
  3. Self-hosting Gemma 4 replaces per-token billing with a flat ~$300/month GPU cost
  4. Efficiency stars = 5 - floor((efficiency tokens - 50M) / 25M), clamped to 1-5

Frequently asked questions

How accurate are these prices?
Approximate as of April 2026 using each provider's public API pricing. For Gemma 4 31B we use Together AI / Fireworks hosted pricing as the baseline. Check each provider's official pricing page before committing — enterprise discounts and prompt caching change the effective rate significantly.
What is Muse Spark's Contemplating Mode?
A multi-agent reasoning feature Meta released on April 8, 2026. Several parallel reasoning agents produce candidate answers which are then consolidated. Token use goes up roughly 3x, accuracy on hard tasks goes up 30-50%. On Humanity's Last Exam (no tools) it scored 50.2%, ranking 2nd behind Gemini 3.1 Pro.
Should I self-host Gemma 4 31B?
Only if you process roughly 50,000+ tasks per month and have a capable GPU. Below that volume, the flat GPU cost (hardware amortization + electricity) dominates the math and hosted APIs win. Above it, Apache 2.0 weights + on-prem latency + privacy start to matter.
Why is Claude Opus 4.6 so expensive?
Anthropic positions Opus 4.6 as the coding specialist — 80.8% on SWE-bench is the highest among general-purpose models. For high-stakes code the math works (a single well-fixed bug pays for a lot of output tokens). For summarization, RAG, or chat, drop down to Gemini 3.1 Pro or Muse Spark.
How do I reduce my AI costs?
In order of impact: (1) route cheap and boilerplate tasks to Muse Spark or Gemini; reserve Claude for code. (2) Use prompt caching (Anthropic, OpenAI, Google all ship a version) — can cut input cost by 50-90% on repeated system prompts. (3) Self-host Gemma 4 for high-volume internal workloads where quality is good enough and privacy matters.

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